Local Pet Insurance
At Pet Proactive we partner with outstanding independent vets like Thrums Vets to provide lifetime pet insurance for loyal customers like you.
Simple, fairer pet insurance for treatment and referrals through your local vet.
And because we trust your vet as much as you do, they have the freedom to do what is best for your pet.
Complete Medical Cover
with no hidden limits
Our policies give you and Thrums Vets the freedom to decide on the most effective treatment or referral for your pet. We offer up to £12,000 vet fee cover and up to £1,000 for complementary treatment.
Always Fairly Priced
reflecting Thrums Vets pricing
Our premiums reflect pricing at Thrums Vets. We want your pets to stay insured for life so our prices remain affordable into old age.
Certainty Of Cover
pre-existing conditions identified upfront
Pre-existing conditions which affect your policy are confirmed from the start so you know where you stand before you make a claim.
Claim through Thrums Vets
with one excess per year
Ask at reception or click on our website to make a claim. You only pay one excess per policy year if you claim, not one per condition.
Treatment Takes Priority
no penalty for claiming
We believe poorly pets should be properly treated, and we won't increase your premium because you have made a claim.
Emergency Treatment
away from home
We cover treatment through another vet practice if your pet needs emergency care while you are away from home.
our main policy exclusions
costs unrelated to medical treatment
e.g. theft, third party liability.
pre-existing conditions
health conditions and injuries that your pet suffered before taking out your policy with us, but we will confirm these to you as soon as possible after you take out your policy.
specialist dogs
we do not cover dogs used for guarding, security or racing.
breeding
we do not cover treatment related to breeding, pregnancy and breeding-related illnesses.
routine ( expected ) treatments
e.g. flea treatments, wormers, dental scale & polish and vaccinations.
joining age
we can only take on new animals at Thrums Vets that are under six years old, but once insured your animal is covered for as long as you keep up the payments
you can call our UK switchboard on 0208 142 9268 or email us at support@petproactive.pet
pet proactive ltd is an appointed representative of pro mga solutions ltd who are authorised and regulated by the financial conduct authority under
reference 770419
pet proactive is registered in england (company number 12307238) - our registered office is delta house, 16 bridge road, haywards heath, west
sussex, england, rh16 1ua
copyright © pet proactive ltd 2024, all rights reserved