Local Pet Insurance

At Pet Proactive we partner with outstanding independent vets to provide lifetime pet insurance for loyal customers.
Simple, fairer pet insurance for treatment and referrals through your local vet.
And because we trust your vet as much as you do, they have the freedom to do what is best for your pet.

Complete Medical Cover

with no hidden limits

Our policies give you and your vet the freedom to decide on the most effective treatment or referral for your pet. We offer up to £12,000 vet fee cover and up to £1,000 for complementary treatment.

Always Fairly Priced

reflecting your preferred vet

Our premiums reflect your local vet practice's pricing. We want your pets to stay insured for life so our prices remain affordable into old age.

Certainty Of Cover

pre-existing conditions identified upfront

Pre-existing conditions which affect your policy are confirmed from the start so you know where you stand before you make a claim.

Claim through your vet

with one excess per year

Ask reception or click on our website to make a claim. You only pay one excess per policy year if you claim, not one per condition.

Treatment Takes Priority

no penalty for claiming

We believe poorly pets should be properly treated, and we won't increase your premium because you have made a claim.

Emergency Treatment

away from home

We cover treatment through another vet practice if your pet needs emergency care while you are away from home.

our main policy exclusions

 costs unrelated to medical treatment

e.g. theft, third party liability.

 pre-existing conditions

health conditions and injuries that your pet suffered before taking out your policy with us, but we will confirm these to you as soon as possible after you take out your policy.

 specialist dogs

we do not cover dogs used for guarding, security or racing.


we do not cover treatment related to breeding, pregnancy and breeding-related illnesses.

 routine ( expected ) treatments

e.g. flea treatments, wormers, dental scale & polish and vaccinations.

 joining age

we can only take on new animals under six years old, but once insured your animal is covered for as long as you keep up the payments

you can call our UK switchboard on 0208 142 9268 or email us at support@petproactive.pet

pet proactive ltd is an appointed representative of pro mga solutions ltd who are authorised and regulated by the financial conduct authority under reference 770419
pet proactive is registered in england (company number 12307238) - our registered office is delta house, 16 bridge road, haywards heath, west sussex, england, rh16 1ua
copyright © pet proactive ltd 2024, all rights reserved

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